You should work with an independent insurance agent
Tape 1, side A
Saving Money & Time – You’ve all seen the commercials with promises to save hundreds of dollars a year. Sometimes this is true, and sometimes it isn’t! Insurance companies that promise to reduce your rates in minutes may seem cost-effective at the moment, but often cost you more money in the long run. Working with an independent agent can save you money and time over the long term. Instead of providing you with an instant rate, independent agents will ask questions and take the time to familiarize themselves with your situation to ensure that the coverage recommended will adequately protect you and your assets in the event of a loss. Let’s face it: Your insurance premiums are going up! Renewals happen, and insurance premiums usually don’t go down. As an independent insurance agent, our job is to help you find the best insurance at the lowest price, without any conflicts of interest regarding insurers or commissions. In a consultancy capacity, we understand how the “game” works. Our mission: save you time, effort, and—literally—thousands of premium dollars over time.
Tape 1, side B
As a segue from side A, the independent agent operates as a Personal Shopper. My wife Barb is a real estate agent. Whether she’s showing properties in Wash Park or anywhere else on the Front Range, I’ve noticed how she takes a sincere interest in her buyer’s lives. She’s a great relationship builder! Once she has an accurate understanding of who the buyer is and what they need, she’s able to find them a home that is specifically for them. Akin to this, as an independent insurance advisor, my job is to find “your” insurance based on “your” situation. Many believe that this comes at an additional cost, but independent agents do not add extra charges to insurance companies’ rates. We’re here advocating for you! Assisting with coverage needs, claims issues, billing, general Q&A, always on your behalf, at no additional cost to you.